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Noun encumbrance has 3 senses
burden, load, encumbrance, incumbrance, onus - an onerous or difficult concern; "the burden of responsibility"; "that's a load off my mind"--1 is a kind of concern, worry, headache, vexation
 --1 has particulars: dead weight; fardel; imposition; pill
 
encumbrance, incumbrance - a charge against property (as a lien or mortgage)--2 is a kind of charge
 
hindrance, hitch, preventive, preventative, encumbrance, incumbrance, interference - any obstruction that impedes or is burdensome--3 is a kind of obstruction, obstructor, obstructer, impediment, impedimenta
 --3 has particulars: clog; speed bump
 
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